1. Introduction
1.1 We are committed to full compliance with all applicable laws and regulations regarding Know Your Customer (KYC) and Anti-Money Laundering (AML). Our objective is to implement effective measures to prevent and detect any money laundering or terrorist financing activities.

1.2 Our AML policy aligns with international standards and legal frameworks across multiple jurisdictions. Through a robust compliance program, we ensure regulatory adherence both locally and globally, safeguarding the integrity and security of our platform.

2. Our AML Commitments
2.1 Maintain and regularly update comprehensive AML and KYC policies to meet evolving legal requirements.
2.2 Establish clear operational guidelines for employees to ensure consistent compliance.
2.3 Implement rigorous internal controls and transaction monitoring systems, including identity verification protocols and dedicated compliance teams.
2.4 Conduct risk-based due diligence and continuous monitoring of customers.
2.5 Perform regular audits and reviews of transactions.
2.6 Report any suspicious activities to the relevant authorities without prior notice to the customer.
2.7 Retain identification documents, proof of address, and transaction records for a minimum of six (6) years as required by law.
2.8 Prohibit the use of credit cards for transactions on this platform.
2.9 Provide regular AML training for our staff to ensure ongoing compliance.

3. Identity Verification
3.1 We collect and verify customer identity information based on applicable laws and risk assessments:

For Individuals:
- Full name, residential address, date of birth, and nationality.
- Government-issued photo ID (passport, national ID, or equivalent).
- Proof of address (e.g., utility bill, bank statement).
- Recent photo holding the ID for verification.
- Contact details (valid phone number and email).

For Businesses:
- Certificate of incorporation and company registration documents.
- Articles of association and shareholding structure.
- Identity documents of directors, authorized signatories, and beneficial owners (with 10% or more ownership).
- Registered business address and proof of operational address.

All documents must be in English or Chinese. If not, an official notarized translation must be provided.

4. Verification Process
4.1 Customers must provide a clear copy of both sides of the identification document.
4.2 A live photo of the customer holding their ID is required for enhanced security.
4.3 Certified copies of documents may be accepted if verified by authorized certifiers (e.g., embassy officials, notaries).
4.4 For businesses, ownership details and control rights must be confirmed. Shareholders with 10% or more interest will undergo enhanced due diligence.

5. Transaction Monitoring
5.1 We set and periodically adjust daily transaction and withdrawal limits to ensure compliance and security.
5.2 High-frequency or unusual transactions are flagged for review by our compliance team.
5.3 Suspicious activities may result in transaction delays, account suspension, or reversal of funds, and will be reported to the appropriate authorities without prior notice to the customer.
5.4 We reserve the right to refuse services to individuals or entities that do not meet international AML standards or are classified as Politically Exposed Persons (PEPs).

Our Commitment: We uphold the highest standards of financial integrity and transparency to protect our customers and maintain a secure platform.

[Your Company Name] Compliance Team